“We recently took our business to another level and with that I invested a lot of time in training some key people in my business. Joe recommended I put some insurance in place in case something happened to that person, so our business didn’t suffer if that person was injured or fell sick. When we went through the process that key person realised he had nothing in place for his family’s protection if something happened to him. It was a great piece of advice that was a win-win for everybody involved.”

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